Is there a penalty if I sign up for Medicare late? | Health Insurance in Kansas City — Summit Pointe Insurance Advisors

Kansas City individuals, families, and small businesses ask this all the time: is there a penalty if I sign up for Medicare late It's a fair question — health insurance isn't one-size-fits-all, and the wrong choice costs real money. Here's how Summit Pointe Insurance Advisors answers it, in plain English.

How It Works

Here's the part most people miss:

Yes — and it's permanent. Part B adds 10% to your premium for every 12 months you were eligible but didn't enroll, for as long as you have Part B.

What It Typically Costs

Let's break that down:

Part D has its own monthly penalty. The exception: creditable employer coverage lets you delay safely.

What Most People Get Wrong

Here's why that matters:

Summit Pointe Insurance Advisors makes sure you never trigger one by accident.

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Want an answer tailored to your situation? Summit Pointe Insurance Advisors provides health insurance across Kansas City — reach out through https://summitpointeins.com for a straight answer, no pressure.

Summit Pointe Insurance Advisors
816-282-2629
https://summitpointeins.com